DashboardDFI Peers
Peer Benchmarking
Where IDC sits
in the global DFI league.
Side-by-side comparison against BNDES, KfW, CDP, DBSA and AfDB across 12 metrics — financial performance, risk, scale, and strategic position.
ZAFOCUS
IDC
South Africa
Assets$7.9bn
Profit$18m
NPL41.7%
Equity34-42%
BR
BNDES
Brazil
Assets$166bn
Profit$4.5bn
NPL0.19%
Equity8.7%
DE
KfW
Germany
Assets$590bn
Profit$540m
NPL2.72%
Equity0%
IT
CDP
Italy
Assets$423bn
Profit$3.2bn
NPL<0.5%
Equity9.7%
ZA
DBSA
South Africa
Assets$6.6bn
Profit$290m
NPL3.2%
Equity0%
AF
AfDB
Multilateral
Assets$56bn
Profit$330m
NPL7.9%
Equity0%
Detailed metrics
12-metric comparison table
| Metric | IDC | BNDES | KfW | CDP | DBSA | AfDB |
|---|---|---|---|---|---|---|
| Total Assets | $7.9bn | $166bn | $590bn | $423bn | $6.6bn | $56bn |
| Listed Equity % | 34-42% | 8.7% | 0% | 9.7% | 0% | 0% |
| Annual Disbursements | $0.9bn | $28.3bn | $122bn | $26.6bn | $1.0bn | $6.8bn |
| Net Profit | $18m | $4.5bn | $540m | $3.2bn | $290m | $330m |
| NPL Ratio | 41.7% | 0.19% | 2.72% | <0.5% | 3.2% | 7.9% |
| Govt Ownership | 100% | 100% | 100% | 70% | 100% | Multi |
| Cost of Funding | 9.2% | 7-9% | 1.5-3% | 0.5-2% | 8.5-11% | 2.5-4.5% |
| Green Finance | n/d | Integrated | 33% | EUR 6.75bn | Integrated | 49% |
Capability
Radar — IDC vs peers
6 dimensions · 1–10 scale
IDC leads only on Equity Mgmt — trailing significantly on profitability and credit discipline.
Critical outlier
NPL by peer
IDC's 41.7% is 13× peer average of 3.2%
DBSA achieves 3.2% NPL in the same South African market — execution gap, not market gap.
Lessons
Peer best practices
BNDES — 0.19% NPL
Lesson
Strict credit origination + real-time portfolio monitoring + early intervention triggers.
Recommended action
Implement 6-month look-ahead default probability system. Could prevent R2-3bn annual NPL formation.
KfW — €545bn, zero equity risk
Lesson
Pure lending eliminates equity volatility. 70% climate/green. Government guarantee enables AAA + low funding cost.
Recommended action
Shift toward green lending dominance. Seek explicit guarantee. Reduce funding cost 80–120bp.
DBSA — same market, 16× more profit
Lesson
Same macro environment, vastly different outcome. Key difference: 0% listed equity, 3.2% NPL, focused infrastructure mandate.
Recommended action
Adopting DBSA NPL rate = R7.4bn profit improvement.
Composite score
Overall DFI rankings
Profitability 25% · Asset quality 25% · Scale 15% · Efficiency 15% · Strategic 20%
#1
BNDES
Tier 1
87/100
#2
KfW
Tier 1
84/100
#3
AfDB
Tier 1
79/100
#4
DBSA
Tier 2
74/100
#5
CDP
Tier 2
71/100
#6
IDC
Tier 3
52/100
Current
52
NPL → 15%
+18
Equity → 10%
+8
Target
78